An Umbrella For The Winter
Posted under Did You Know?, on January 26, 2010

HERE’S THE NIGHTMARE: Your car skids. You crash into a family that has just been shopping for some Winter supplies. The father’s hurt so badly he cannot return to work. A jury awards him millions of dollars and you have to pay it. You’re wiped out financially. The court takes your savings, goes after your home and, for decades, requires you to give up a part of your salary. For some people such a nightmare could never happen. They have an extra insurance policy, known as umbrella or excess liability coverage, which takes care of their liability for the lawsuits and medical bills of the auto accident victim — or the deliveryman who trips on the front steps. Even someone with a DUI is eligible for the stand-alone Umbrella policy. Call ‘The Agent,’ Ron Nanosky and his terrific team of insurance professionals to see if this coverage is smart for you.
